Breakthrough Infrastructure Transforms Your Ability to Support Cross-Border Payments
Payall’s special-purpose technology platform offers safe, simple, compliant access to the global banking infrastructure—eliminating the deficiencies and friction that until now have excluded all but the largest financial institutions.
Now, any regulated financial entity anywhere can become a cross-border Originating or Clearing Institution! And, Payment Channels and Central Banks worldwide can participate actively in the ecosystem with financial institutions, using technology built specifically for compliance, risk management and payment orchestration.
Replace trust with data.
Payall’s global, single-shared platform specifically solves the previously intractable “see-through” or Know Your Customers' Customers/Know Your Transaction problems of classic correspondent banks.
These capabilities extend to the entire ecosystem and transform the compliance, risk management and operational efficiencies of Originating and Clearing Institutions, Payment Channels and Central Banks. All parties affiliated with a transaction have full and transparent access to critical information necessary to systemically execute their own compliance and risk parameters.
Our platform is inspired by the U.S. Fedwire system and TARGET 2 but delivers deeper and wider specialized capabilities, And, it’s faster and more efficient than a blockchain-based approach, incorporating authorization protocols for data collection that don’t exist in the blockchain environment.
Partnering with Payall, financial institutions worldwide—along with global, regional and local Payment Channels and Central Banks—can quickly, securely and seamlessly upgrade their cross-border payments capabilities, enabling compliant, market-specific opportunities that can compete with or drive fintech-caliber solutions.
Our global, single-shared platform enables efficiency, safety and transparency for cross-border payments.
Compliance and Risk Automation
Fintech-Caliber Disburser Tools
Universal Payment Accounts
Payment Orchestration
Enable local, last-mile Payment Channel options— beyond just bank transfers.
It is time to transform correspondent bank constructs and start to move money at the speed of data.
Move money at the speed of data.
Transform correspondent bank constructs.
Say goodbye to capital-intensive nostro vostro accounts.
Delight customers with better-than-fintech services.
Jettison high costs and risks of manual work.
Eliminate foreign currency fluctuation risks.
Ramp up revenue.
Supercharge, replace or complement your existing paradigm.
Payall solves the deficiencies and eliminates the friction of the cross-border payments status quo.
High Risk
Payall’s compliance breakthroughs mitigate risk by directly executing identity integrity, sanctions and other checks—delivering unprecedented transparency and control.
Slow Speed
By eliminating intermediaries and automating processes, Payall settles international payments in seconds or minutes vs. days, weeks or even longer.
High Cost
Payall smashes the current cross-border cost structure by automating inefficient manual processes and eliminating expensive intermediaries.
Lack of Inclusivity
Payall makes it possible to pay anyone, anywhere—even the 20% of adults worldwide currently excluded because they lack bank accounts.
Not Built for Mass Payments
Purpose-built for mass payments, Payall’s process automation and payment orchestration enable even the highest volume financial institutions and payers to operate efficiently and effectively.
Systemically Executed Compliance, Risk Management and SOPs
Transform and elevate your compliance posture with pre-transaction Know Your Transaction and specialty Know Your Customer and Know Your Customers' Customers.
And welcome edge-computing, adaptable technology that enables you to pivot quickly to address the unpredictability of regulatory changes and futureproof your compliance function—in ways typical compliance and banktech systems can’t even contemplate.
The Payall platform automates the manual regulatory compliance, risk management and standard operating procedures at the “edge” of your core, digital and compliance systems— which were never designed to support the complexities of cross-border payments.
The result? No-tech disruption, efficiency and confidence that you’re operating squarely within the regulated financial services framework. This includes groundbreaking advances that improve your customers’ experiences when boarding, paying and receiving cross-border payments.
Confident Compliance
You’ll be confident in your cross-border payment compliance using our automated compliance and risk tools—with radical new capabilities for Know Your Customer, Know Your Transaction and Know Your Customers' Customers.
Simplified Customer Onboarding
Digital boarding purpose-built for cross-border payments means your onboarding rules are executed automatically and documents are stored for instant retrieval.
Fast & Easy Integration
A lightweight, turnkey technical interface—external to your core—integrates easily with your digital banking platform and intersects with your compliance engine.
Inclusive Last-Mile Payment Rail Options
Choose the last-mile switching and delivery option that's best for you and your customers.
Our payment-rail-agnostic platform—adaptable for different paradigms, including existing SWIFT and correspondent banking constructs—supports whatever last-mile delivery options you want. Vary your product strategy by payment type—B2B, B2P or P2P—or embrace local conditions that require nontraditional funds delivery options.
Through your implementation with Payall, we offer you a simplified way of accessing Mastercard Cross-Border Services.
From the Old World to the New World, our payment orchestration engine embraces global last-mile Payment Channels easily and as you direct. We reach approximately 90% of the world's adult population and won't be satisfied until we can deliver money to anyone, anywhere.
Deployment Options for Your Strategy
White-Label Apps
A no-tech, turnkey option to get your financial institution live in almost no time ...
Your customers "pay one" by entering an individual's account details or simply a name with an email address or mobile number. Or, they "pay many" with easy API- or Excel-based bulk uploads.
You use our UX/UI, customized for your financial institution, to disburse payments.
At your option, we handle due diligence, customer boarding and payment initiation.
API
An efficient option for your business payers to start generating volume—fast ...
Use our APIs to integrate the UX/UI your business customers use—to maximize acceptance by high-volume business payers and minimize their effort to start doing business with you.
Treasury Pay
Our quickest, easiest option for those with an existing correspondent bank ...
Simply replace your current correspondent banking interface for cross-border payments with ours.
No changes to your existing UX/UI, core system or even APIs.
Just adjust your back-office treasury process to change where funds are moved.
Your Construct, Our Software
For financial institutions that support global correspondent banks, their own FX and prefer their own payment rails ...
White label our solutions to make them your solutions.
Harmonize current correspondent banking operations by configuring and automating compliance/risk rules for every jurisdiction—independent of the number of cores and digital interfaces you support.
A single system can now reflect all global activity for more effective compliance and audit reviews.
Better-than-Fintech Disburser Tools with End-User Apps
Put Payall’s powerful and innovative self-service Disburser Tools with end-user apps to work for your Originating Institution to simplify and modernize the cross-border payment experience for individuals and businesses sending and receiving funds.
You can white label our apps with your branding, so they’re fully your own. And, this no-tech, turnkey option means you can go live in almost no time.
Your customers will be thrilled with how easy you make it to pay one or pay many, anywhere in the world.
Great for you!
Great for your customers!